/* ==========================================================================
   Business services — "Ledger & blueprint" landing page
   Deep teal-ink blueprint hero, a ruled application sheet with every field
   visible, purpose folders, an EMI-vs-surplus gauge, business-type stamps,
   a metro-style rail, about band and FAQ.
   Built for speed: no animation library, no motion. Loads after landing.css.
   ========================================================================== */

.bz {
  --tealink: #072830;
  --tealink-2: #0c3a44;
  --mint: #eef4f1;
  --mint-line: #d6e3dd;
  --rule: rgba(11, 77, 140, 0.09);
  background: var(--mint);
  color: var(--ink-2);
}

/* ---------- Top bar ---------- */
.bz-top { background: var(--tealink); color: #fff; }
.bz-top__bar { display: flex; align-items: center; justify-content: space-between; gap: 16px; min-height: 85px; }
.bz-brand { gap: 12px; color: #fff; text-decoration: none; }
.bz-brand__tile { display: inline-flex; align-items: center; justify-content: center; padding: 6px 14px; min-height: 64px; border-radius: 14px; background: #fff; box-shadow: 0 8px 20px -8px rgba(0, 0, 0, 0.35); }
.bz-brand__tile .lbrand__mark { width: auto; height: 54px; max-height: 54px; object-fit: contain; }
.bz-brand__text { color: #fff; font-family: var(--font-display); font-size: var(--fs-md); font-weight: 800; letter-spacing: -0.02em; line-height: 1.1; }
.bz-brand__text small { display: block; color: #9fd8b4; font-family: var(--font-body); font-size: 11px; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; }
.bz-top__right { display: flex; align-items: center; gap: 12px; }
.bz-call { display: inline-flex; align-items: center; gap: 10px; min-height: 44px; padding: 0 16px 0 6px; border-radius: var(--r-pill); background: rgba(255, 255, 255, 0.08); color: #fff; font-size: var(--fs-sm); font-weight: 700; text-decoration: none; }
.bz-call svg { width: 32px; height: 32px; padding: 7px; border-radius: 50%; background: var(--green-bright); color: var(--tealink); }
.bz-call:hover { background: rgba(255, 255, 255, 0.16); color: #fff; }
.bz-login { display: inline-flex; align-items: center; min-height: 44px; padding: 0 18px; border-radius: var(--r-pill); background: #fff; color: var(--tealink); font-size: var(--fs-sm); font-weight: 700; text-decoration: none; white-space: nowrap; }
.bz-login:hover { background: #ecca92; color: var(--tealink); }

/* ---------- Hero (blueprint) ---------- */
.bz-hero {
  position: relative;
  padding: clamp(2.5rem, 1.5rem + 3vw, 4.5rem) 0 clamp(3.5rem, 2.5rem + 3vw, 5rem);
  background:
    linear-gradient(rgba(159, 216, 180, 0.07) 1px, transparent 1px) 0 0 / 32px 32px,
    linear-gradient(90deg, rgba(159, 216, 180, 0.07) 1px, transparent 1px) 0 0 / 32px 32px,
    linear-gradient(rgba(159, 216, 180, 0.1) 1px, transparent 1px) 0 0 / 160px 160px,
    linear-gradient(90deg, rgba(159, 216, 180, 0.1) 1px, transparent 1px) 0 0 / 160px 160px,
    radial-gradient(120% 90% at 10% 0%, #0f4a55 0%, var(--tealink) 60%);
  color: #e6f2ee;
}
.bz-hero__grid { display: grid; grid-template-columns: minmax(0, 0.95fr) minmax(0, 1.05fr); gap: clamp(2rem, 1rem + 4vw, 4.5rem); align-items: start; }
.bz-eyebrow { display: inline-flex; align-items: center; gap: 10px; color: #9fd8b4; font-size: var(--fs-xs); font-weight: 800; letter-spacing: 0.14em; text-transform: uppercase; }
.bz-eyebrow span { display: grid; place-items: center; width: 28px; height: 28px; border-radius: 8px; background: var(--accent); color: #fff; font-size: 14px; letter-spacing: 0; }
.bz-hero h1 { margin-top: 18px; color: #fff; font-size: clamp(2.25rem, 1.3rem + 3.6vw, 4.25rem); font-weight: 800; line-height: 1.02; letter-spacing: -0.05em; }
.bz-ink { position: relative; display: inline-block; color: #ecca92; }
.bz-ink svg { position: absolute; left: 0; right: 0; bottom: -0.12em; width: 100%; height: 0.32em; }
.bz-lede { margin-top: 22px; max-width: 34rem; color: rgba(230, 242, 238, 0.78); font-size: var(--fs-md); }
.bz-ticks { display: grid; gap: 10px; margin-top: 24px; }
.bz-ticks li { display: flex; align-items: center; gap: 12px; color: #fff; font-weight: 500; }
.bz-ticks svg { flex: none; width: 26px; height: 26px; padding: 5px; border-radius: 8px; background: rgba(63, 176, 98, 0.2); color: #6fd38d; }
.bz-ticks a { display: inline-block; padding: 8px 0; color: #ecca92; font-weight: 700; }
.bz-desk { position: relative; margin: 34px 34px 0 0; max-width: 520px; }
.bz-desk img { width: 100%; aspect-ratio: 16 / 11; object-fit: cover; object-position: center 30%; border-radius: 22px; border: 1px solid rgba(255, 255, 255, 0.2); background: var(--tealink-2); }
.bz-desk.img-off img { visibility: hidden; }
.bz-desk.img-off { border-radius: 22px; }
.bz-note { position: absolute; right: -30px; bottom: -22px; padding: 16px 18px; border-radius: 4px; background: #fbe7a6; color: #3d2f0c; font-family: var(--font-display); font-size: var(--fs-sm); font-weight: 700; line-height: 1.5; rotate: 4deg; box-shadow: 0 16px 24px -12px rgba(0, 0, 0, 0.5); }
.bz-note::before { content: ""; position: absolute; left: 50%; top: -9px; width: 54px; height: 18px; margin-left: -27px; background: rgba(255, 255, 255, 0.55); rotate: -3deg; }

/* ---------- Application sheet ---------- */
.sheet {
  position: relative;
  padding: clamp(1.25rem, 0.8rem + 1.6vw, 2rem) clamp(1.25rem, 0.8rem + 1.6vw, 2rem) clamp(1.25rem, 0.8rem + 1.6vw, 2rem) clamp(2rem, 1.5rem + 1.6vw, 2.75rem);
  border-radius: 10px;
  background:
    linear-gradient(90deg, transparent 22px, rgba(192, 48, 45, 0.35) 22px, rgba(192, 48, 45, 0.35) 24px, transparent 24px),
    repeating-linear-gradient(to bottom, #fff 0 35px, var(--rule) 35px 36px),
    #fff;
  color: var(--ink-2);
  box-shadow: 0 2px 0 #e8efe9, 0 4px 0 #fff, 0 6px 0 #e3ebe6, 0 40px 70px -30px rgba(0, 0, 0, 0.7);
  scroll-margin-top: 16px;
}
.sheet::before { content: ""; position: absolute; left: 50%; top: -12px; width: 120px; height: 24px; margin-left: -60px; border-radius: 6px; background: linear-gradient(#c9d4d0, #9aaba5); box-shadow: inset 0 -3px 0 rgba(0, 0, 0, 0.15); }
.sheet__head { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; padding-bottom: 16px; border-bottom: 2px solid var(--tealink); }
.sheet__kicker { color: var(--green); font-size: var(--fs-xs); font-weight: 800; letter-spacing: 0.14em; text-transform: uppercase; }
.sheet h2 { margin-top: 4px; color: var(--tealink); font-size: clamp(1.375rem, 1.1rem + 0.9vw, 1.75rem); font-weight: 800; letter-spacing: -0.03em; }
.sheet__date { flex: none; padding: 6px 12px; border: 1.5px dashed var(--mint-line); border-radius: 10px; color: var(--tealink); font-family: ui-monospace, "SFMono-Regular", Menlo, Consolas, monospace; font-size: var(--fs-sm); font-weight: 700; text-align: right; }
.sheet__date small { display: block; color: var(--muted); font-family: var(--font-body); font-size: 10px; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; }
.sheet__form { margin-top: 20px; }
.sheet__form [hidden] { display: none !important; }
html:not(.js) .sheet__form { display: none; }
.sheet__grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px 18px; }
.sheet .input { background: #f7faf8; border-color: var(--mint-line); }
.sheet .input:focus { background: #fff; }
.sheet .input-group__pre { border-color: var(--mint-line); background: #e6f1ec; color: var(--tealink); }
.sheet__words { min-height: 1.2em; color: var(--green); font-weight: 600; }
.sheet .consent { margin-top: 18px; border-color: var(--mint-line); background: #f7faf8; }
.sheet__submit { display: flex; flex-wrap: wrap; align-items: center; gap: 12px 18px; margin-top: 18px; }
.sheet__btn { min-width: 220px; background: var(--green); }
.sheet__btn:hover { background: #0c5523; box-shadow: 0 12px 24px -12px rgba(18, 112, 47, 0.7); }
.sheet__after { flex: 1 1 12rem; color: var(--muted); font-size: var(--fs-xs); }
.sheet .lstatus { margin-top: 16px; }
.sheet .form-alert { margin-bottom: 18px; }

/* ---------- Sections ---------- */
.bz-sec { padding: clamp(4rem, 3rem + 4vw, 6.5rem) 0; }
.bz-sec--grid { background:
    linear-gradient(var(--mint-line) 1px, transparent 1px) 0 0 / 40px 40px,
    linear-gradient(90deg, var(--mint-line) 1px, transparent 1px) 0 0 / 40px 40px,
    #f6faf8; }
.bz-head { max-width: 42rem; margin-bottom: clamp(2rem, 1.5rem + 2vw, 3rem); }
.bz-tag { display: inline-block; padding: 5px 12px; border-radius: 6px; background: var(--tealink); color: #9fd8b4; font-size: var(--fs-xs); font-weight: 800; letter-spacing: 0.12em; text-transform: uppercase; }
.bz-tag--light { background: rgba(159, 216, 180, 0.15); }
.bz-head h2 { margin-top: 14px; color: var(--tealink); font-size: var(--fs-2xl); font-weight: 800; line-height: 1.08; letter-spacing: -0.04em; }
.bz-head p:not(.bz-tag) { margin-top: 12px; font-size: var(--fs-md); }
.bz-head--light h2 { color: #fff; }

/* Purpose folders */
.folders { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 30px 18px; }
.folder { position: relative; display: flex; flex-direction: column; gap: 8px; padding: 26px 22px 20px; border-radius: 0 18px 18px 18px; border: 1.5px solid var(--mint-line); background: #fff; transition: border-color var(--t-fast), box-shadow var(--t-fast); }
.folder:hover { border-color: var(--green); box-shadow: 0 18px 30px -22px rgba(7, 40, 48, 0.6); }
.folder__tab { position: absolute; left: -1.5px; top: -24px; padding: 3px 16px 4px; border-radius: 10px 10px 0 0; border: 1.5px solid var(--mint-line); border-bottom: 0; background: #fff; color: var(--green); font-family: var(--font-display); font-size: var(--fs-xs); font-weight: 800; }
.folder:hover .folder__tab { border-color: var(--green); }
.folder__ico { display: grid; place-items: center; width: 48px; height: 48px; border-radius: 14px; background: #e6f1ec; color: var(--green); }
.folder__ico svg { width: 24px; height: 24px; }
.folder h3 { margin-top: 6px; color: var(--tealink); font-size: var(--fs-lg); font-weight: 800; letter-spacing: -0.02em; }
.folder p { flex: 1; color: var(--muted); }
.folder__btn { align-self: flex-start; min-height: 42px; margin-top: 8px; padding: 0 16px; border: 1.5px solid var(--tealink); border-radius: var(--r-pill); background: transparent; color: var(--tealink); font-weight: 700; cursor: pointer; }
.folder__btn:hover { background: var(--tealink); color: #fff; }
.folder.is-picked { border-color: var(--green); background: #f3faf6; }
.folder.is-picked .folder__btn { border-color: var(--green); background: var(--green); color: #fff; }

/* Gauge */
.gauge-sec { display: grid; grid-template-columns: minmax(0, 0.8fr) minmax(0, 1.2fr); gap: clamp(2rem, 1rem + 4vw, 5rem); align-items: center; }
.gauge-sec .bz-head { margin-bottom: 0; }
.gauge-card { display: grid; grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr); gap: 22px; padding: 22px; border-radius: 26px; border: 1.5px solid var(--mint-line); background: #fff; box-shadow: 0 30px 60px -36px rgba(7, 40, 48, 0.5); }
.gauge-card__inputs { display: grid; gap: 14px; align-content: start; }
.gauge-card .input { background: #f7faf8; border-color: var(--mint-line); min-height: 48px; }
.gauge-card .input-group__pre { border-color: var(--mint-line); background: #e6f1ec; color: var(--tealink); }
.gauge { display: flex; flex-direction: column; align-items: center; gap: 10px; padding: 20px; border-radius: 20px; background: var(--tealink); color: #e6f2ee; text-align: center; }
.gauge__svg { width: 100%; max-width: 260px; }
.gauge__svg path:first-child { stroke: rgba(255, 255, 255, 0.12); }

.gauge__needle path { stroke: #fff; }
.gauge__needle circle { fill: #fff; }
.gauge__pct { color: rgba(230, 242, 238, 0.8); font-size: var(--fs-sm); }
.gauge__pct b { display: block; color: #fff; font-family: var(--font-display); font-size: clamp(2rem, 1.5rem + 1.6vw, 2.75rem); font-weight: 800; letter-spacing: -0.04em; line-height: 1; }
.gauge__rows { display: grid; gap: 6px; width: 100%; margin: 6px 0 0; }
.gauge__rows > div { display: flex; justify-content: space-between; gap: 10px; padding: 8px 0; border-top: 1px dashed rgba(255, 255, 255, 0.18); font-size: var(--fs-sm); }
.gauge__rows dt { color: rgba(230, 242, 238, 0.7); }
.gauge__rows dd { margin: 0; color: #fff; font-weight: 700; }
.gauge__note { color: rgba(230, 242, 238, 0.65); font-size: 11px; line-height: 1.5; }

/* Who we work with */
.bz-who { background: #fff; }
.bz-who__grid { display: grid; grid-template-columns: minmax(0, 0.8fr) minmax(0, 1.2fr); gap: clamp(2rem, 1rem + 4vw, 5rem); align-items: center; }
.bz-who__photo { margin: 0; aspect-ratio: 8 / 9; overflow: hidden; border-radius: 200px 200px 24px 24px; border: 8px solid var(--mint); background: #e6f1ec; box-shadow: 0 0 0 1.5px var(--mint-line); }
.bz-who__photo img { width: 100%; height: 100%; object-fit: cover; object-position: center 25%; }
.bz-who .bz-head { margin-bottom: 24px; }
.stamps { display: flex; flex-wrap: wrap; gap: 10px; margin-bottom: 28px; }
.stamps li { padding: 8px 14px; border: 2px solid var(--tealink); border-radius: 8px; color: var(--tealink); font-family: var(--font-display); font-size: var(--fs-sm); font-weight: 700; text-transform: uppercase; letter-spacing: 0.04em; }
.stamps li:nth-child(odd) { rotate: -1.5deg; }
.stamps li:nth-child(3n) { border-color: var(--green); color: var(--green); }
.bz-btn-dark { background: var(--tealink); }
.bz-btn-dark:hover { background: var(--green); }

/* Rail */
.bz-rail-sec { background: var(--tealink); color: #e6f2ee; }
.rail { position: relative; display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 24px; }
.rail::before { content: ""; position: absolute; left: 0; right: 0; top: 13px; height: 6px; border-radius: 3px; background: repeating-linear-gradient(90deg, #9fd8b4 0 18px, transparent 18px 28px); opacity: 0.6; }
.rail li { position: relative; }
.rail__stop { display: block; width: 32px; height: 32px; border-radius: 50%; border: 6px solid #9fd8b4; background: var(--tealink); }
.rail__stop--end { border-color: #ecca92; background: #ecca92; }
.rail__k { margin-top: 16px; color: #9fd8b4; font-size: var(--fs-xs); font-weight: 800; letter-spacing: 0.12em; text-transform: uppercase; }
.rail h3 { margin-top: 6px; color: #fff; font-size: var(--fs-lg); font-weight: 700; }
.rail p:not(.rail__k) { margin-top: 6px; color: rgba(230, 242, 238, 0.72); }

/* About band */
.bz-about { background: #fff; border-top: 1px solid var(--mint-line); }
.bz-about__grid { display: grid; grid-template-columns: minmax(0, 1.1fr) minmax(0, 0.9fr); gap: clamp(2rem, 1rem + 4vw, 5rem); align-items: end; }
.bz-about__quote { margin-top: 16px; color: var(--tealink); font-size: clamp(1.625rem, 1.2rem + 1.6vw, 2.5rem); font-weight: 700; line-height: 1.2; letter-spacing: -0.035em; }
.bz-about__side > p { font-size: var(--fs-md); }
.bz-about__facts { display: grid; gap: 0; margin-top: 22px; border-top: 2px solid var(--tealink); }
.bz-about__facts > div { display: flex; justify-content: space-between; gap: 14px; padding: 12px 0; border-bottom: 1px solid var(--mint-line); }
.bz-about__facts dt { color: var(--muted); font-size: var(--fs-sm); }
.bz-about__facts dd { margin: 0; color: var(--tealink); font-weight: 700; text-align: right; }
.bz-about__facts a { display: inline-block; padding: 4px 0; color: var(--tealink); }

/* FAQ */
.bz-faq { display: grid; grid-template-columns: minmax(0, 0.8fr) minmax(0, 1.2fr); gap: clamp(2rem, 1rem + 4vw, 5rem); align-items: start; }
.bz-faq .bz-head { margin-bottom: 0; }
.bz-qa { display: grid; gap: 10px; }
.bz-qa details { border: 1.5px solid var(--mint-line); border-radius: 14px; background: #fff; }
.bz-qa details[open] { border-color: var(--green); }
.bz-qa summary { position: relative; display: block; padding: 18px 56px 18px 20px; color: var(--tealink); font-family: var(--font-display); font-weight: 700; cursor: pointer; list-style: none; }
.bz-qa summary::-webkit-details-marker { display: none; }
.bz-qa summary::after { content: "+"; position: absolute; right: 16px; top: 50%; display: grid; place-items: center; width: 30px; height: 30px; margin-top: -15px; border-radius: 8px; background: #e6f1ec; color: var(--green); font-family: var(--font-body); font-size: 20px; line-height: 1; }
.bz-qa details[open] summary::after { content: "−"; background: var(--green); color: #fff; }
.bz-qa details p { padding: 0 20px 18px; }

/* Footer accent for this page */
.bz .lfoot { background: #04191e; }

/* Mobile action bar */
.mbar { display: none; }

/* ---------- Responsive ---------- */
@media (max-width: 1080px) {
  .bz-hero__grid { grid-template-columns: minmax(0, 1fr); }
  .bz-desk { display: none; }
  .sheet { max-width: 680px; }
  .gauge-sec, .bz-faq, .bz-about__grid { grid-template-columns: minmax(0, 1fr); }
  .folders { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .rail { grid-template-columns: repeat(2, minmax(0, 1fr)); row-gap: 40px; }
  .rail::before { display: none; }
}
@media (max-width: 760px) {
  .bz-call span { display: none; }
  .bz-call { padding: 0 6px; }
  .gauge-card { grid-template-columns: minmax(0, 1fr); }
  .bz-who__grid { grid-template-columns: minmax(0, 1fr); }
  .bz-who__photo { max-width: 340px; }
  .mbar { position: fixed; left: 0; right: 0; bottom: 0; z-index: 50; display: flex; gap: 10px; padding: 10px 16px calc(10px + env(safe-area-inset-bottom)); border-top: 1px solid var(--mint-line); background: #fff; box-shadow: 0 -12px 30px -18px rgba(7, 40, 48, 0.5); }
  .mbar[hidden] { display: none; }
  .mbar__cta { flex: 1; background: var(--green); }
  .mbar__call { display: grid; place-items: center; flex: none; width: 52px; height: 52px; border-radius: 50%; background: #e6f1ec; color: var(--green); }
  .mbar__call svg { width: 22px; height: 22px; }
  .bz { padding-bottom: 76px; }
}
@media (max-width: 600px) {
  .bz-brand__text small { display: none; }
  .bz-brand__tile { width: 40px; height: 40px; }
  .bz-login { padding: 0 14px; font-size: var(--fs-xs); }
  .sheet { padding: 22px 16px 20px 34px; }
  .sheet::before { width: 90px; margin-left: -45px; }
  .sheet__head { flex-direction: column; gap: 10px; }
  .sheet__grid { grid-template-columns: minmax(0, 1fr); }
  .sheet__btn { width: 100%; }
  .folders { grid-template-columns: minmax(0, 1fr); }
  .rail { grid-template-columns: minmax(0, 1fr); }
}