/* ==========================================================================
   EMI Calculator page
   Compact hero, calculator (inputs + sticky results with donut), repayment
   charts, amortisation schedule, live worked example, FAQ, CTA.
   ========================================================================== */

/* ---------- 1. Hero ---------- */
.emi-hero { padding-bottom: clamp(9rem, 7rem + 6vw, 12rem); }
.emi-hero__layout {
  display: grid;
  grid-template-columns: minmax(0, 1.2fr) minmax(0, 0.8fr);
  align-items: center;
  gap: clamp(2rem, 1rem + 4vw, 5rem);
}
.emi-hero__points { display: flex; flex-wrap: wrap; gap: var(--s-3) var(--s-5); margin-top: var(--s-6); color: var(--on-night-muted); font-size: var(--fs-sm); }
.emi-hero__points li { display: inline-flex; align-items: center; gap: 8px; }

.emi-hero__visual { position: relative; width: 100%; max-width: 380px; margin-inline: auto; aspect-ratio: 1 / 1.1; }
.emi-hero__visual::before {
  content: "";
  position: absolute;
  inset: 8% 6% 0;
  border-radius: 999px 999px 36px 36px;
  background: conic-gradient(from 210deg, var(--brand), var(--teal), var(--accent), var(--brand));
  opacity: 0.85;
  transform: rotate(-6deg);
}
.emi-hero__photo {
  position: absolute;
  inset: 4% 10% 0;
  margin: 0;
  overflow: hidden;
  border-radius: 999px 999px 32px 32px;
  border: 5px solid rgba(255, 255, 255, 0.16);
  background: var(--night-3);
  box-shadow: 0 30px 60px -28px rgba(0, 0, 0, 0.75);
}
.emi-hero__photo img { width: 100%; height: 100%; object-fit: cover; object-position: center 20%; }
.emi-hero__chip {
  position: absolute;
  z-index: 2;
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 10px 14px 10px 10px;
  border-radius: 16px;
  background: #fff;
  color: var(--ink);
  box-shadow: 0 20px 44px -18px rgba(0, 0, 0, 0.55);
  animation: chip-bob 6s var(--ease-in-out) infinite alternate;
}
.emi-hero__chip strong { display: block; font-size: var(--fs-sm); font-weight: 650; }
.emi-hero__chip small { display: block; color: var(--muted); font-size: 11px; }
.emi-hero__chip--a { left: -12%; top: 18%; }
.emi-hero__chip--b { right: -14%; bottom: 14%; animation-delay: -3s; }
.chip-rupee { display: grid; place-items: center; width: 34px; height: 34px; border-radius: 10px; background: var(--grad-brand); color: #fff; font-family: var(--font-display); font-weight: 700; font-size: 1.125rem; }
.emi-hero__chip svg { width: 34px; height: 34px; transform: rotate(-90deg); }
.emi-hero__chip circle { fill: none; stroke-width: 6; }
.emi-hero__chip .c-i { stroke: var(--chart-i); }
.emi-hero__chip .c-p { stroke: var(--chart-p); stroke-dasharray: 72 100; }
@keyframes chip-bob { from { translate: 0 0; } to { translate: 0 -10px; } }

/* ---------- 2. Calculator ---------- */
.calc {
  position: relative;
  z-index: 2;
  margin-top: calc(-1 * clamp(6rem, 4.5rem + 4vw, 8.5rem));
  padding-bottom: var(--section-y);
  background: linear-gradient(to bottom, transparent 0, transparent clamp(6rem, 4.5rem + 4vw, 8.5rem), var(--paper) clamp(6rem, 4.5rem + 4vw, 8.5rem));
}
.calc__grid {
  display: grid;
  grid-template-columns: minmax(0, 1.1fr) minmax(0, 0.9fr);
  align-items: start;
  gap: 24px;
}
.calc-card {
  position: relative;
  padding: clamp(1.5rem, 1rem + 1.6vw, 2.5rem);
  border-radius: 30px;
  background: var(--surface);
  border: 1px solid var(--line);
  box-shadow: var(--shadow-3);
}
.calc-card__head { display: flex; align-items: center; justify-content: space-between; gap: var(--s-4); margin-bottom: var(--s-5); }
.calc-card__head h2 { font-size: var(--fs-xl); font-weight: 700; letter-spacing: -0.03em; }

/* Fields */
.cfield { padding-block: var(--s-4); border-bottom: 1px dashed var(--line-strong); }
.cfield:first-of-type { padding-top: 0; }
.cfield__row { display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: var(--s-3); margin-bottom: var(--s-2); }
.cfield label, .cfield__label { color: var(--ink); font-size: var(--fs-base); font-weight: 600; }
.cfield__unit { color: var(--muted); font-weight: 400; }
.cfield__box {
  display: inline-flex;
  align-items: baseline;
  gap: 6px;
  padding: 4px 14px;
  border: 1.5px solid var(--line);
  border-radius: 14px;
  background: var(--paper);
  color: var(--ink);
  font-family: var(--font-display);
  font-weight: 650;
  transition: border-color var(--t-fast), background-color var(--t-fast), box-shadow var(--t-fast);
}
.cfield__box:focus-within { border-color: var(--brand); background: var(--surface); box-shadow: 0 0 0 4px rgba(11, 77, 140, 0.14); }
.cfield__affix { color: var(--muted); font-size: var(--fs-md); }
.cfield__input {
  width: 8.2em;
  min-height: 40px;
  padding: 0;
  border: 0;
  background: transparent;
  font-family: var(--font-display);
  font-size: var(--fs-lg);
  font-weight: 650;
  text-align: right;
}
.cfield__input--short { width: 3.6em; }
.cfield__input:focus-visible { box-shadow: none; }
.cfield.is-invalid .cfield__box { border-color: var(--danger); background: var(--danger-50); }
.cfield__scale { display: flex; justify-content: space-between; margin-top: 2px; color: var(--muted); font-size: 11px; }
.cfield__words { min-height: 1.3em; margin-top: 6px; color: var(--teal); font-size: var(--fs-sm); font-weight: 600; }
.cfield__msg { color: var(--danger); font-size: var(--fs-xs); font-weight: 600; }
.cfield__msg:not(:empty) { margin-top: 6px; animation: msg-in 240ms var(--ease-out); }
.cfield__msg.is-note { color: var(--accent-text); }
@keyframes msg-in { from { opacity: 0; transform: translateY(-4px); } }
.cfield .range { margin-top: 4px; }

.cfield__tenure { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; }
.unit-toggle {
  position: relative;
  display: inline-grid;
  grid-template-columns: 1fr 1fr;
  padding: 3px;
  border-radius: var(--r-pill);
  background: var(--paper);
  border: 1px solid var(--line);
}
.unit-toggle button {
  position: relative;
  z-index: 1;
  min-width: 74px;
  min-height: 36px;
  padding: 0 12px;
  border: 0;
  border-radius: var(--r-pill);
  background: none;
  color: var(--ink-2);
  font-size: var(--fs-sm);
  font-weight: 600;
  transition: color var(--t-base);
}
.unit-toggle button[aria-checked="true"] { color: #fff; }
.unit-toggle__thumb {
  position: absolute;
  top: 3px;
  bottom: 3px;
  left: 3px;
  width: calc(50% - 3px);
  border-radius: var(--r-pill);
  background: var(--brand);
  transition: transform var(--t-slow) var(--ease-out);
}
.unit-toggle[data-unit="months"] .unit-toggle__thumb { transform: translateX(100%); }

.cfield--inline { display: grid; grid-template-columns: auto 1fr; align-items: center; gap: 6px var(--s-4); border-bottom: 0; }
.cfield__month {
  justify-self: end;
  min-height: 46px;
  padding: 0 14px;
  border: 1.5px solid var(--line);
  border-radius: 14px;
  background: var(--paper);
  color: var(--ink);
  font-family: var(--font-body);
  font-weight: 600;
}
.cfield__month:focus-visible { border-color: var(--brand); box-shadow: 0 0 0 4px rgba(11, 77, 140, 0.14); }
.cfield__hint { grid-column: 1 / -1; color: var(--muted); font-size: var(--fs-xs); }

.calc-note {
  display: flex;
  gap: 10px;
  margin-top: var(--s-4);
  padding: 14px 16px;
  border-radius: 16px;
  background: var(--brand-50);
  color: var(--ink-2);
  font-size: var(--fs-sm);
}
.calc-note svg { flex: none; width: 20px; height: 20px; margin-top: 1px; color: var(--brand); }

/* Results card */
.calc-results {
  position: sticky;
  top: 104px;
  overflow: hidden;
  background: var(--grad-night);
  border-color: transparent;
  color: var(--on-night);
}
.calc-results__glow { position: absolute; right: -30%; top: -30%; width: 80%; aspect-ratio: 1; border-radius: 50%; background: radial-gradient(circle, rgba(42, 147, 174, 0.45), transparent 65%); pointer-events: none; }
.calc-results > *:not(.calc-results__glow) { position: relative; }
.calc-results__label { color: var(--on-night-muted); font-family: var(--font-body); font-size: var(--fs-sm); font-weight: 500; letter-spacing: 0; }
.calc-results__emi { display: flex; align-items: baseline; flex-wrap: wrap; gap: 8px; margin-top: 4px; }
.calc-results__emi span {
  color: #fff;
  font-family: var(--font-display);
  font-size: clamp(2.5rem, 1.8rem + 2.6vw, 3.75rem);
  font-weight: 700;
  line-height: 1;
  letter-spacing: -0.04em;
}
.calc-results__emi small { color: var(--on-night-muted); font-size: var(--fs-sm); }
.calc-results.is-updated .calc-results__emi span { animation: emi-flash 600ms var(--ease-out); }
@keyframes emi-flash { 0% { text-shadow: 0 0 0 rgba(94, 196, 222, 0); } 30% { text-shadow: 0 0 24px rgba(94, 196, 222, 0.8); } 100% { text-shadow: 0 0 0 rgba(94, 196, 222, 0); } }

.donut-wrap { position: relative; width: min(220px, 70%); margin: var(--s-5) auto var(--s-4); }
.donut { width: 100%; height: auto; transform: rotate(-90deg); overflow: visible; }
.donut circle { fill: none; stroke-width: 24; }
.donut__track { stroke: rgba(255, 255, 255, 0.08); }
.donut__i { stroke: var(--chart-i-dark); }
.donut__p { stroke: var(--chart-p-dark); stroke-dasharray: 0 1000; transition: stroke-dasharray 900ms var(--ease-out); }
.donut__center { position: absolute; inset: 0; display: grid; place-content: center; text-align: center; }
.donut__center small { color: var(--on-night-muted); font-size: var(--fs-xs); }
.donut__center strong { color: #fff; font-family: var(--font-display); font-size: var(--fs-lg); font-weight: 700; letter-spacing: -0.02em; }

.res-list { display: grid; gap: 2px; margin: 0; }
.res-row { display: flex; align-items: center; justify-content: space-between; gap: var(--s-3); padding: 10px 0; border-bottom: 1px solid var(--glass-line); }
.res-row dt { display: inline-flex; align-items: center; gap: 10px; color: var(--on-night); font-size: var(--fs-sm); }
.res-row dd { display: inline-flex; align-items: baseline; gap: 10px; margin: 0; color: #fff; font-weight: 650; font-size: var(--fs-md); }
.res-row dd em { color: var(--on-night-muted); font-style: normal; font-size: var(--fs-xs); font-weight: 500; min-width: 3.2em; text-align: right; }
.res-row--total { border-bottom: 0; }
.res-row--total dt { font-weight: 650; color: #fff; }
.sw { display: inline-block; width: 10px; height: 10px; border-radius: 3px; flex: none; }
.sw--p { background: var(--chart-p); }
.sw--i { background: var(--chart-i); }
.calc-results .sw--p { background: var(--chart-p-dark); }
.calc-results .sw--i { background: var(--chart-i-dark); }

.insights { display: grid; gap: 8px; margin-top: var(--s-4); }
.insights li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  padding: 10px 12px;
  border-radius: 14px;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid var(--glass-line);
  color: var(--on-night);
  font-size: var(--fs-sm);
}
.insights li::before { content: ""; flex: none; width: 8px; height: 8px; margin-top: 7px; border-radius: 2px; background: var(--teal-bright); transform: rotate(45deg); }
.insights li:nth-child(2)::before { background: #e0b574; }
.insights li:nth-child(3)::before { background: var(--green-bright); }
.insights b { color: #fff; font-weight: 650; }

.calc-results__actions { display: flex; flex-wrap: wrap; gap: var(--s-3); margin-top: var(--s-5); }
.calc-results__actions .btn { flex: 1 1 auto; }

/* ---------- 3. Charts ---------- */
.charts__head { display: flex; align-items: flex-end; justify-content: space-between; gap: var(--s-5); margin-bottom: var(--s-6); }
.charts__head h2 { font-size: var(--fs-2xl); font-weight: 700; letter-spacing: -0.03em; line-height: 1.1; }
.charts__sub { margin-top: var(--s-3); color: var(--muted); font-size: var(--fs-md); max-width: 40rem; }
.seg {
  position: relative;
  display: inline-grid;
  grid-template-columns: 1fr 1fr;
  flex: none;
  padding: 4px;
  border: 1px solid var(--line);
  border-radius: var(--r-pill);
  background: var(--surface);
}
.seg__btn { position: relative; z-index: 1; min-width: 130px; min-height: 44px; padding: 0 var(--s-5); border: 0; border-radius: var(--r-pill); background: none; color: var(--ink-2); font-weight: 600; font-size: var(--fs-sm); transition: color var(--t-base); }
.seg__btn[aria-selected="true"] { color: #fff; }
.seg__thumb { position: absolute; top: 4px; bottom: 4px; left: 4px; width: calc(50% - 4px); border-radius: var(--r-pill); background: var(--ink); transition: transform var(--t-slow) var(--ease-out); }
.seg[data-active="balance"] .seg__thumb { transform: translateX(100%); }

.chart-card { position: relative; padding: clamp(1.25rem, 1rem + 1.4vw, 2.25rem); border-radius: 28px; background: var(--surface); border: 1px solid var(--line); box-shadow: var(--shadow-2); }
.chart-panel[hidden] { display: none; }
.chart-panel.is-entering { animation: panel-in 500ms var(--ease-out); }
@keyframes panel-in { from { opacity: 0; transform: translateY(8px); } }
.chart-legend { display: flex; gap: var(--s-5); color: var(--ink-2); font-size: var(--fs-xs); }
.chart-legend span { display: inline-flex; align-items: center; gap: 6px; }
.chart-plot { margin-top: var(--s-3); }
.chart-plot svg { display: block; width: 100%; height: auto; overflow: visible; }
.chart-plot .axis text { fill: var(--muted); font-size: 11px; font-family: var(--font-body); }
.chart-plot .grid line { stroke: var(--line); stroke-width: 1; }
.chart-plot .bar-p { fill: var(--chart-p); }
.chart-plot .bar-i { fill: var(--chart-i); }
.chart-plot .col { cursor: pointer; }
.chart-plot .col .hit { fill: transparent; }
.chart-plot .col:hover .hit, .chart-plot .col.is-active .hit { fill: var(--paper); }
.chart-plot.has-active .col:not(.is-active) .bar-p,
.chart-plot.has-active .col:not(.is-active) .bar-i { opacity: 0.45; }
.chart-plot .bars { transform-box: fill-box; transform-origin: 50% 100%; }
.chart-plot.is-intro .bars { animation: bar-grow 800ms var(--ease-out) both; animation-delay: calc(var(--i, 0) * 30ms); }
@keyframes bar-grow { from { transform: scaleY(0); } }
.chart-plot .area { fill: url(#bal-fill); }
.chart-plot .line { fill: none; stroke: var(--chart-p); stroke-width: 2.5; stroke-linejoin: round; stroke-linecap: round; }
.chart-plot .cross { stroke: var(--ink-2); stroke-width: 1; stroke-dasharray: 3 4; opacity: 0; }
.chart-plot .dot { fill: #fff; stroke: var(--chart-p); stroke-width: 3; opacity: 0; }
.chart-plot.is-hovering .cross, .chart-plot.is-hovering .dot { opacity: 1; }
.chart-plot.is-intro .line { stroke-dasharray: 1; stroke-dashoffset: 1; animation: line-draw 1.4s var(--ease-out) forwards; }
@keyframes line-draw { to { stroke-dashoffset: 0; } }
.chart-plot .overlay { fill: transparent; cursor: crosshair; }

.chart-tip { position: absolute; z-index: 3; min-width: 180px; padding: 12px; border-radius: 12px; background: var(--surface); border: 1px solid var(--line); box-shadow: var(--shadow-2); color: var(--ink-2); font-size: var(--fs-xs); pointer-events: none; opacity: 0; transform: translateY(4px); transition: opacity var(--t-fast), transform var(--t-fast); }
.chart-tip.is-visible { opacity: 1; transform: none; }
.chart-tip strong { display: block; margin-bottom: 4px; color: var(--ink); font-size: var(--fs-sm); }
.chart-tip .row { display: flex; justify-content: space-between; gap: var(--s-4); }
.chart-tip .row span { display: inline-flex; align-items: center; gap: 6px; }
.chart-tip b { color: var(--ink); font-weight: 600; font-variant-numeric: tabular-nums; }
.chart-note { margin-top: var(--s-3); color: var(--muted); font-size: var(--fs-xs); }

/* ---------- 4. Schedule ---------- */
.schedule__head { display: flex; align-items: flex-end; justify-content: space-between; gap: var(--s-5); margin-bottom: var(--s-6); }
.schedule__head h2 { font-size: var(--fs-2xl); font-weight: 700; letter-spacing: -0.03em; line-height: 1.1; }
.schedule__sub { margin-top: var(--s-3); color: var(--muted); font-size: var(--fs-md); max-width: 38rem; }
.schedule__tools { display: flex; flex-wrap: wrap; gap: var(--s-3); }

.table-wrap {
  overflow: auto;
  max-height: 720px;
  border-radius: 24px;
  border: 1px solid var(--line);
  background: var(--surface);
  box-shadow: var(--shadow-2);
}
.table-wrap:focus-visible { box-shadow: var(--focus-ring); border-radius: 24px; }
.sched-table { width: 100%; min-width: 760px; border-collapse: separate; border-spacing: 0; font-size: var(--fs-sm); font-variant-numeric: tabular-nums; }
.sched-table th, .sched-table td { padding: 12px 16px; text-align: right; white-space: nowrap; border-bottom: 1px solid var(--line); }
.sched-table th:first-child, .sched-table td:first-child { text-align: left; }
.sched-table thead th {
  position: sticky;
  top: 0;
  z-index: 2;
  background: var(--ink);
  color: #fff;
  font-size: var(--fs-xs);
  font-weight: 600;
}
.sched-table thead th:first-child { border-top-left-radius: 23px; }
.sched-table thead th:last-child { border-top-right-radius: 23px; }
.year-row th, .year-row td { background: var(--surface); color: var(--ink); font-weight: 600; transition: background-color var(--t-fast); }
.year-row:hover th, .year-row:hover td { background: var(--brand-50); }
.year-toggle {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  min-height: 36px;
  padding: 0;
  border: 0;
  background: none;
  color: var(--ink);
  font-weight: 650;
  text-align: left;
}
.year-toggle small { color: var(--muted); font-weight: 500; font-size: var(--fs-xs); }
.year-toggle__icon {
  display: grid;
  place-items: center;
  width: 26px;
  height: 26px;
  flex: none;
  border-radius: 8px;
  background: var(--brand-50);
  color: var(--brand);
  transition: transform var(--t-base) var(--ease-out), background-color var(--t-base), color var(--t-base);
}
.year-toggle__icon svg { width: 14px; height: 14px; }
.year-toggle[aria-expanded="true"] .year-toggle__icon { transform: rotate(90deg); background: var(--brand); color: #fff; }
.month-row td { color: var(--ink-2); font-size: var(--fs-xs); background: #fbfcfe; }
.month-row td:first-child { padding-left: 52px; }
.month-row.is-entering td { animation: row-in 360ms var(--ease-out) both; animation-delay: calc(var(--r, 0) * 18ms); }
@keyframes row-in { from { opacity: 0; transform: translateY(-4px); } }
.paid { display: inline-flex; align-items: center; justify-content: flex-end; gap: 10px; min-width: 130px; }
.paid__bar { position: relative; width: 70px; height: 6px; border-radius: 3px; background: var(--line); overflow: hidden; }
.paid__bar i { position: absolute; inset: 0 auto 0 0; width: var(--w); border-radius: 3px; background: linear-gradient(90deg, var(--brand), var(--teal)); }
.sched-table tfoot td { position: sticky; bottom: 0; background: var(--paper); color: var(--ink); font-weight: 700; border-top: 2px solid var(--line-strong); }

/* ---------- 5. How it's calculated ---------- */
.how__grid { display: grid; grid-template-columns: minmax(0, 0.85fr) minmax(0, 1.15fr); gap: clamp(2rem, 1rem + 4vw, 5rem); align-items: center; }
.how__media { position: relative; max-width: 460px; }
.how__photo { margin: 0; aspect-ratio: 76 / 86; overflow: hidden; border-radius: 32px; background: var(--brand-50); box-shadow: var(--shadow-3); }
.how__photo img { width: 100%; height: 100%; object-fit: cover; }
.how__badge { position: absolute; right: -18px; bottom: 32px; display: flex; gap: 8px; padding: 12px; border-radius: 18px; background: #fff; box-shadow: var(--shadow-3); }
.how__badge span { display: grid; place-items: center; width: 40px; height: 40px; border-radius: 12px; background: var(--grad-brand); color: #fff; font-family: var(--font-display); font-weight: 700; font-style: italic; font-size: var(--fs-md); }
.how__badge span:nth-child(2) { background: linear-gradient(135deg, #b8894a, #74552a); }
.how__badge span:nth-child(3) { background: linear-gradient(135deg, #3aa8c4, #1f7690); }
.how__copy h2 { font-size: var(--fs-2xl); font-weight: 700; letter-spacing: -0.03em; line-height: 1.1; }
.how__copy .lede { margin-top: var(--s-3); }
.worked { margin-top: var(--s-5); padding: var(--s-5); border-radius: var(--r-md); background: var(--paper); border: 1px solid var(--line); }
.worked__title { color: var(--ink); font-weight: 650; }
.worked__list { display: grid; gap: 8px; margin-top: var(--s-3); font-size: var(--fs-sm); }
.worked__list li { display: flex; justify-content: space-between; gap: var(--s-4); color: var(--ink-2); }
.worked__list b { color: var(--ink); font-weight: 650; font-variant-numeric: tabular-nums; text-align: right; }
.how__zero { margin-top: var(--s-4); color: var(--muted); font-size: var(--fs-sm); }

/* ---------- 7. CTA ---------- */
.ecta {
  position: relative;
  isolation: isolate;
  display: grid;
  grid-template-columns: minmax(0, 1.3fr) minmax(0, 0.7fr);
  align-items: center;
  gap: var(--s-6);
  overflow: hidden;
  padding: clamp(2rem, 1.5rem + 3vw, 4rem);
  border-radius: 36px;
  background: var(--grad-night);
  color: var(--on-night);
}
.ecta::before { content: ""; position: absolute; inset: 0; z-index: -1; background: radial-gradient(50% 90% at 100% 0%, rgba(42, 147, 174, 0.45), transparent 60%), radial-gradient(40% 70% at 0% 100%, rgba(165, 125, 69, 0.35), transparent 60%); }
.ecta h2 { color: #fff; font-size: var(--fs-2xl); font-weight: 700; letter-spacing: -0.03em; line-height: 1.1; }
.ecta p { margin-top: var(--s-3); color: var(--on-night-muted); font-size: var(--fs-md); max-width: 32rem; }
.ecta__actions { display: flex; flex-wrap: wrap; gap: var(--s-3); margin-top: var(--s-6); }
.ecta__photo { justify-self: center; margin: 0; width: min(280px, 100%); aspect-ratio: 1; overflow: hidden; border-radius: 50%; border: 6px solid rgba(255, 255, 255, 0.16); background: var(--night-3); box-shadow: 0 30px 60px -28px rgba(0, 0, 0, 0.7); }
.ecta__photo img { width: 100%; height: 100%; object-fit: cover; }

/* ---------- Responsive ---------- */
@media (max-width: 1080px) {
  .emi-hero__layout { grid-template-columns: minmax(0, 1fr); }
  .emi-hero__visual { display: none; }
  .calc__grid { grid-template-columns: minmax(0, 1fr); }
  .calc-results { position: relative; top: auto; }
}
@media (max-width: 860px) {
  .charts__head, .schedule__head { flex-direction: column; align-items: flex-start; }
  .how__grid { grid-template-columns: minmax(0, 1fr); }
  .how__media { max-width: 380px; }
  .ecta { grid-template-columns: minmax(0, 1fr); }
  .ecta__photo { display: none; }
}
@media (max-width: 600px) {
  .cfield__row { align-items: flex-start; }
  .cfield__tenure { width: 100%; justify-content: space-between; }
  .cfield--inline { grid-template-columns: minmax(0, 1fr); }
  .cfield__month { justify-self: stretch; }
  .seg { width: 100%; }
  .seg__btn { min-width: 0; }
  .calc-results__actions .btn, .ecta__actions .btn, .schedule__tools .btn { flex: 1 1 100%; }
  .schedule__tools { width: 100%; }
  .how__badge { right: 8px; }
  .res-row dd { font-size: var(--fs-base); }
}

@media (prefers-reduced-motion: reduce) {
  .emi-hero__chip { animation: none !important; }
  .donut__p { transition: none; }
}