/* ==========================================================================
   Homepage — v2 "Pixel bloom"
   Deep crimson hero with photo + floating cards, marquee bands, bento grid,
   live calculator on dark glass, photo plan cards, pinned steps, explainer,
   FAQ, CTA with pixel rain.
   ========================================================================== */

/* Shared rules (anim-pending, .sec-head, .kicker, .blob) live in layout.css */

/* ---------- Intro (CSS-driven so it never depends on JS libraries) ---------- */
.intro {
  position: fixed;
  inset: 0;
  z-index: 500;
  display: none;
  pointer-events: none;
  animation: intro-gone 0s linear 2500ms forwards;
}
.js .intro { display: block; }
.js.intro-seen .intro { display: none; }
.intro__curtain {
  position: absolute;
  inset: 0;
  background: var(--grad-night);
  animation: curtain-up 900ms var(--ease-in-out) 1500ms forwards;
}
.intro__stage {
  position: absolute;
  inset: 0;
  z-index: 1;
  display: grid;
  place-items: center;
  animation: stage-out 500ms var(--ease-out) 1350ms forwards;
}
.intro__stage > * { grid-area: 1 / 1; }
.intro__mark { width: 92px; height: auto; transform: scale(0.4); opacity: 0; animation: mark-in 700ms var(--ease-out) 250ms forwards; }
.intro__word {
  margin-top: 150px;
  color: #fff;
  font-family: var(--font-display);
  font-size: 1.25rem;
  font-weight: 700;
  letter-spacing: 0.32em;
  opacity: 0;
  animation: word-in 600ms var(--ease-out) 700ms forwards;
}
.intro__word b { color: var(--teal-bright); font-weight: 700; }
.intro__px {
  width: 18px;
  height: 18px;
  border-radius: 4px;
  background: var(--accent);
  transform: translate(var(--x), var(--y)) scale(0);
  animation: px-in 900ms var(--ease-out) forwards;
}
.intro__px:nth-child(2) { background: #3a9fd8; animation-delay: 80ms; }
.intro__px:nth-child(3) { animation-delay: 160ms; }
.intro__px:nth-child(4) { background: var(--green-bright); animation-delay: 240ms; }
@keyframes px-in {
  0% { transform: translate(var(--x), var(--y)) scale(0) rotate(-90deg); }
  60% { transform: translate(calc(var(--x) * 0.3), calc(var(--y) * 0.3)) scale(1.2) rotate(0deg); }
  100% { transform: translate(calc(var(--x) * 0.55), calc(var(--y) * 0.55)) scale(1); }
}
@keyframes mark-in { to { transform: scale(1); opacity: 1; } }
@keyframes word-in { from { opacity: 0; letter-spacing: 0.6em; } to { opacity: 1; letter-spacing: 0.32em; } }
@keyframes stage-out { to { opacity: 0; transform: scale(1.08); } }
@keyframes curtain-up { to { transform: translateY(-100%); visibility: hidden; } }
@keyframes intro-gone { to { visibility: hidden; } }

/* ---------- 1. Hero ---------- */
.hero {
  position: relative;
  isolation: isolate;
  min-height: min(100svh, 980px);
  padding: calc(var(--header-h) + clamp(1.5rem, 1rem + 3vw, 4rem)) 0 clamp(6rem, 4rem + 6vw, 9rem);
  overflow: hidden;
  background: var(--grad-night);
  color: var(--on-night);
}
.hero__bg { position: absolute; inset: 0; z-index: -1; overflow: hidden; }
.hero__grid-lines { position: absolute; inset: 0; width: 100%; height: 100%; }

.hero__layout {
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(0, 0.95fr);
  align-items: center;
  gap: clamp(2rem, 1rem + 4vw, 5rem);
}

.hero__badge {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  margin-bottom: var(--s-5);
  padding: 8px 16px 8px 12px;
  border: 1px solid var(--glass-line);
  border-radius: var(--r-pill);
  background: var(--glass);
  backdrop-filter: blur(10px);
  color: var(--on-night);
  font-size: var(--fs-sm);
  font-weight: 500;
}
.hero__badge-dot { position: relative; width: 9px; height: 9px; border-radius: 3px; background: #e0b574; }
.hero__badge-dot::after {
  content: "";
  position: absolute;
  inset: -5px;
  border-radius: 5px;
  border: 2px solid #e0b574;
  opacity: 0;
  animation: ping 2.2s var(--ease-out) infinite;
}
@keyframes ping { 0% { transform: scale(0.6); opacity: 0.8; } 100% { transform: scale(1.8); opacity: 0; } }

.hero__title {
  color: #fff;
  font-size: var(--fs-4xl);
  font-weight: 700;
  line-height: 1.02;
  letter-spacing: -0.045em;
  text-wrap: balance;
  max-width: 13ch;
}
.hero__title .word { display: inline-block; }
.hero__title .char { display: inline-block; will-change: transform; }

.hero__rotator {
  margin-top: var(--s-5);
  color: var(--on-night-muted);
  font-size: var(--fs-lg);
  line-height: 1.5;
}
.rotator {
  position: relative;
  display: inline-grid;
  justify-items: start;
  vertical-align: bottom;
  overflow: hidden;
  padding: 0 4px;
}
.rotator__word {
  grid-area: 1 / 1;
  background: linear-gradient(100deg, var(--teal-bright), #e0b574);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
  font-weight: 700;
  white-space: nowrap;
  opacity: 0;
  transform: translateY(110%);
  transition: transform 600ms var(--ease-out), opacity 400ms;
}
.rotator__word.is-active { opacity: 1; transform: none; }
.rotator__word.is-leaving { opacity: 0; transform: translateY(-110%); }

.hero__actions { display: flex; flex-wrap: wrap; gap: var(--s-3); margin-top: var(--s-6); }
.hero__points { display: flex; flex-wrap: wrap; gap: var(--s-3) var(--s-5); margin-top: var(--s-6); color: var(--on-night-muted); font-size: var(--fs-sm); }
.hero__points li { display: inline-flex; align-items: center; gap: 8px; }
/* Visual composition */
.hero__visual {
  position: relative;
  width: 100%;
  max-width: 560px;
  aspect-ratio: 1 / 1.06;
  margin-inline: auto;
}
.hero__visual::before {
  content: "";
  position: absolute;
  left: 50%;
  top: 52%;
  width: 82%;
  aspect-ratio: 1;
  border-radius: 50%;
  background: conic-gradient(from 200deg, #0b4d8c, #3a9fd8, #e0b574, #0b4d8c);
  filter: blur(2px);
  opacity: 0.9;
  transform: translate(-50%, -50%);
}
.hero__arc {
  position: absolute;
  inset: -4%;
  width: 108%;
  height: 108%;
  animation: spin 60s linear infinite;
}
@keyframes spin { to { transform: rotate(360deg); } }

.hero__photo {
  position: absolute;
  left: 50%;
  bottom: 0;
  width: 70%;
  height: 92%;
  margin: 0;
  overflow: hidden;
  transform: translateX(-50%);
  border-radius: 999px 999px 40px 40px;
  border: 6px solid rgba(255, 255, 255, 0.14);
  box-shadow: 0 40px 80px -30px rgba(0, 0, 0, 0.7);
  background: var(--night-3);
}
.hero__photo img { width: 100%; height: 100%; object-fit: cover; object-position: center 20%; }

.pixel-orbit {
  position: absolute;
  left: 50%;
  top: 50%;
  width: 0;
  height: 0;
  animation: spin 30s linear infinite;
}
.pixel-orbit i {
  position: absolute;
  width: 14px;
  height: 14px;
  margin: -7px;
  border-radius: 3px;
  background: #e0b574;
  transform: rotate(var(--a)) translateX(clamp(150px, 22vw, 290px)) rotate(calc(var(--a) * -1));
  box-shadow: 0 0 18px rgba(224, 181, 116, 0.6);
}
.pixel-orbit i.c { background: var(--green-bright); box-shadow: 0 0 18px rgba(63, 176, 98, 0.6); width: 10px; height: 10px; margin: -5px; }

.float-card {
  position: absolute;
  z-index: 2;
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 12px 16px;
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.96);
  color: var(--ink);
  box-shadow: 0 24px 50px -20px rgba(0, 0, 0, 0.55);
  animation: bob 6s var(--ease-in-out) infinite alternate;
  will-change: transform;
}
@keyframes bob { from { translate: 0 0; } to { translate: 0 -12px; } }
.float-card small { display: block; color: var(--muted); font-size: 11px; line-height: 1.3; }
.float-card strong { display: block; font-family: var(--font-display); font-size: 1.375rem; font-weight: 700; letter-spacing: -0.02em; line-height: 1.15; }

.fc-emi { left: -6%; bottom: 20%; animation-delay: -1s; }
.fc-emi__ring { position: relative; width: 52px; height: 52px; flex: none; }
.fc-emi__ring svg { width: 100%; height: 100%; transform: rotate(-90deg); }
.fc-emi__ring circle { fill: none; stroke-width: 6; }
.fc-emi__ring .ring-bg { stroke: var(--accent); }
.fc-emi__ring .ring-p { stroke: var(--brand); stroke-linecap: round; stroke-dasharray: 78 100; }
.fc-emi__ring span { position: absolute; inset: 0; display: grid; place-items: center; font-size: 11px; font-weight: 700; }

.fc-plan { right: -4%; top: 10%; flex-direction: column; align-items: flex-start; gap: 8px; animation-delay: -3s; }
.fc-plan__pills { display: flex; gap: 6px; padding: 4px; border-radius: var(--r-pill); background: var(--paper); }
.fc-plan__pills span {
  padding: 6px 12px;
  border-radius: var(--r-pill);
  font-size: 12px;
  font-weight: 600;
  color: var(--ink-2);
  animation: pill-a 6s steps(1) infinite;
}
.fc-plan__pills span:last-child { animation-name: pill-b; }
@keyframes pill-a { 0%, 49% { background: var(--brand); color: #fff; } 50%, 100% { background: transparent; color: var(--ink-2); } }
@keyframes pill-b { 0%, 49% { background: transparent; color: var(--ink-2); } 50%, 100% { background: var(--accent); color: #fff; } }

.hero__cursor {
  position: absolute;
  z-index: 3;
  right: 6%;
  top: 22%;
  width: 26px;
  filter: drop-shadow(0 6px 10px rgba(0, 0, 0, 0.4));
  animation: cursor-tap 6s var(--ease-in-out) infinite;
}
@keyframes cursor-tap {
  0%, 10% { transform: translate(-70px, 34px) scale(1); }
  40% { transform: translate(-4px, 4px) scale(1); }
  46% { transform: translate(-4px, 4px) scale(0.85); }
  52%, 60% { transform: translate(-4px, 4px) scale(1); }
  90%, 100% { transform: translate(-70px, 34px) scale(1); }
}

.fc-note { right: 0; bottom: 4%; animation-delay: -2s; }
.fc-note strong { font-family: var(--font-body); font-size: var(--fs-sm); }
.fc-note__avatar { width: 40px; height: 40px; flex: none; overflow: hidden; border-radius: 50%; border: 2px solid var(--brand-100); background: var(--brand-50); }
.fc-note__avatar img { width: 100%; height: 100%; object-fit: cover; }
.fc-note__check {
  width: 26px;
  height: 26px;
  flex: none;
  border-radius: 50%;
  background: var(--success) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m5 12 4.5 4.5L19 7'/%3E%3C/svg%3E") center / 14px no-repeat;
}

.scroll-cue {
  position: absolute;
  left: 50%;
  bottom: clamp(3.5rem, 2rem + 3vw, 5rem);
  z-index: 2;
  display: grid;
  place-items: center;
  width: 44px;
  height: 44px;
  margin-left: -22px;
  border-radius: 50%;
}
.scroll-cue__mouse { display: block; width: 24px; height: 38px; border: 2px solid rgba(255, 255, 255, 0.5); border-radius: 14px; position: relative; }
.scroll-cue__mouse span { position: absolute; left: 50%; top: 7px; width: 4px; height: 8px; margin-left: -2px; border-radius: 2px; background: #e0b574; animation: wheel 1.8s var(--ease-in-out) infinite; }
@keyframes wheel { 0% { transform: translateY(0); opacity: 1; } 80% { transform: translateY(12px); opacity: 0; } 100% { opacity: 0; } }

.hero__wave { position: absolute; left: 0; right: 0; bottom: -1px; width: 100%; height: clamp(40px, 6vw, 80px); }

/* ---------- 2. Marquee bands ---------- */
.marquee {
  position: relative;
  z-index: 2;
  padding-block: var(--s-6) var(--s-4);
  overflow: hidden;
}
.marquee__row {
  display: flex;
  width: 110%;
  margin-left: -5%;
  overflow: hidden;
  background: var(--grad-brand);
  color: #fff;
  transform: rotate(-2deg);
  box-shadow: 0 20px 40px -24px rgba(11, 77, 140, 0.7);
}
.marquee__row--reverse {
  margin-top: -14px;
  background: var(--ink);
  transform: rotate(1.4deg);
  box-shadow: none;
}
.marquee__track {
  display: flex;
  align-items: center;
  flex: none;
  gap: var(--s-6);
  padding: 18px var(--s-3) 18px var(--s-6);
  animation: marquee 34s linear infinite;
}
.marquee__row--reverse .marquee__track { animation-direction: reverse; animation-duration: 40s; padding-block: 14px; }
.marquee:hover .marquee__track { animation-play-state: paused; }
.marquee__track span {
  font-family: var(--font-display);
  font-size: clamp(1.25rem, 1rem + 1.4vw, 2.125rem);
  font-weight: 700;
  letter-spacing: -0.02em;
  white-space: nowrap;
}
.marquee__row--reverse .marquee__track span {
  color: transparent;
  -webkit-text-stroke: 1.2px rgba(255, 255, 255, 0.75);
  font-size: clamp(1.125rem, 0.9rem + 1.1vw, 1.75rem);
}
.marquee__track i { width: 14px; height: 14px; flex: none; border-radius: 3px; background: #e0b574; transform: rotate(45deg); }
@keyframes marquee { to { transform: translateX(-100%); } }

/* ---------- 3. Bento ---------- */
.bento-sec { padding-top: clamp(3rem, 2rem + 3vw, 5rem); }
.bento {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  grid-template-rows: 230px 230px 250px;
  grid-template-areas:
    "emi emi personal business"
    "emi emi personal business"
    "customer company contact contact";
  gap: 18px;
  perspective: 1200px;
}
.tile {
  --mx: 50%;
  --my: 50%;
  position: relative;
  isolation: isolate;
  display: flex;
  flex-direction: column;
  overflow: hidden;
  padding: 28px;
  border-radius: 28px;
  background: var(--paper);
  border: 1px solid var(--line);
  color: var(--ink-2);
  text-decoration: none;
  transform-style: preserve-3d;
  transition: transform 500ms var(--ease-out), box-shadow var(--t-slow) var(--ease-out), border-color var(--t-base);
}
.tile:hover { color: var(--ink-2); box-shadow: var(--shadow-3); border-color: var(--brand-100); }
.tile__glow {
  position: absolute;
  inset: 0;
  z-index: -1;
  background: radial-gradient(360px circle at var(--mx) var(--my), rgba(11, 77, 140, 0.12), transparent 60%);
  opacity: 0;
  transition: opacity var(--t-base);
}
.tile:hover .tile__glow { opacity: 1; }
.tile__icon {
  display: grid;
  place-items: center;
  width: 54px;
  height: 54px;
  border-radius: 16px;
  background: var(--grad-brand);
  color: #fff;
  box-shadow: 0 12px 24px -12px rgba(11, 77, 140, 0.7);
  transition: transform var(--t-slow) var(--ease-out);
}
.tile__icon--amber { background: linear-gradient(135deg, #b8894a, #74552a); box-shadow: 0 12px 24px -12px rgba(116, 85, 42, 0.7); }
.tile__icon svg { width: 26px; height: 26px; }
.tile:hover .tile__icon { transform: rotate(-8deg) scale(1.08); }
.tile__body { display: grid; gap: 6px; margin-top: auto; }
.tile__body strong { color: var(--ink); font-family: var(--font-display); font-size: var(--fs-lg); font-weight: 650; letter-spacing: -0.02em; line-height: 1.2; }
.tile__body > span { color: var(--muted); font-size: var(--fs-sm); }
.tile__arrow {
  position: absolute;
  top: 22px;
  right: 22px;
  display: grid;
  place-items: center;
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--surface);
  color: var(--ink);
  box-shadow: var(--shadow-1);
  transition: transform var(--t-slow) var(--ease-out), background-color var(--t-base), color var(--t-base);
}
.tile__arrow svg { width: 18px; height: 18px; }
.tile:hover .tile__arrow { transform: rotate(45deg); background: var(--brand); color: #fff; }
.tile__cta { display: inline-flex; align-items: center; gap: 8px; margin-top: var(--s-4); color: var(--brand); font-weight: 600; font-size: var(--fs-sm); }
.tile__cta svg { width: 16px; height: 16px; transition: transform var(--t-base) var(--ease-out); }
.tile:hover .tile__cta svg { transform: translate(3px, -3px); }

.tile--emi { grid-area: emi; padding: 36px; background: var(--grad-night); border-color: transparent; color: var(--on-night-muted); }
.tile--emi .tile__glow { background: radial-gradient(420px circle at var(--mx) var(--my), rgba(224, 181, 116, 0.2), transparent 60%); }
.tile--emi .tile__body { margin-top: var(--s-5); max-width: 26rem; }
.tile--emi .tile__body strong { color: #fff; font-size: var(--fs-xl); }
.tile--emi .tile__body > span { color: var(--on-night-muted); font-size: var(--fs-base); }
.tile--emi .tile__cta { color: #e0b574; }
.mini-bars {
  display: flex;
  align-items: flex-end;
  gap: 10px;
  height: 150px;
  margin-top: auto;
  padding-top: var(--s-5);
}
.mini-bars i {
  flex: 1;
  height: 100%;
  border-radius: 8px;
  background: linear-gradient(to top, var(--chart-p-dark) 0 var(--ih), transparent var(--ih) calc(var(--ih) + 4px), var(--chart-i-dark) calc(var(--ih) + 4px) 100%);
  transform-origin: bottom;
  transition: transform 700ms var(--ease-out);
}
.tile--emi:hover .mini-bars i { transform: scaleY(1.04); }

.tile--photo { padding: 24px; color: #fff; border: 0; background: var(--night-2); }
.tile--personal { grid-area: personal; }
.tile--business { grid-area: business; }
.tile__img { position: absolute; inset: 0; z-index: -2; overflow: hidden; }
.tile__img img { width: 100%; height: 100%; object-fit: cover; object-position: center 25%; transform: scale(1.02); transition: transform 1200ms var(--ease-out); }
.tile--photo:hover .tile__img img, .tile--contact:hover .tile__img img { transform: scale(1.1); }
.tile__shade { position: absolute; inset: 0; z-index: -1; background: linear-gradient(to top, rgba(4, 18, 42, 0.92) 0%, rgba(4, 18, 42, 0.35) 45%, transparent 70%); }
.tile__tag {
  align-self: flex-start;
  padding: 7px 14px;
  border-radius: var(--r-pill);
  background: rgba(255, 255, 255, 0.18);
  backdrop-filter: blur(10px);
  border: 1px solid rgba(255, 255, 255, 0.3);
  font-size: var(--fs-xs);
  font-weight: 600;
}
.tile__tag--amber { background: rgba(165, 125, 69, 0.75); border-color: transparent; }
.tile--photo .tile__body strong { color: #fff; }
.tile--photo .tile__body > span { color: rgba(255, 255, 255, 0.82); }

.tile--small .tile__body strong { font-size: var(--fs-md); }
.tile--customer { grid-area: customer; }
.tile--company { grid-area: company; }

.tile--contact { grid-area: contact; flex-direction: row; padding: 0; background: var(--accent-50); border-color: var(--accent-100); }
.tile__img--side { position: relative; inset: auto; z-index: 0; flex: 0 0 46%; }
.tile--contact .tile__body { margin: 0; padding: 28px; align-content: center; }
.tile--contact .tile__cta { color: var(--accent-text); }

/* ---------- 4. Live calculator (dark) ---------- */
.calc-sec {
  position: relative;
  isolation: isolate;
  padding-block: var(--section-y);
  overflow: hidden;
  background: var(--grad-night);
  color: var(--on-night);
}
.calc-sec__bg { position: absolute; inset: 0; z-index: -1; overflow: hidden; }
.calc-sec__grid {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr);
  gap: clamp(2rem, 1rem + 4vw, 5rem);
  align-items: center;
}
.calc-sec h2 { color: #fff; font-size: var(--fs-2xl); font-weight: 700; letter-spacing: -0.03em; line-height: 1.1; }
.calc-sec__lede { margin-top: var(--s-4); color: var(--on-night-muted); font-size: var(--fs-md); max-width: 30rem; }

.calc-photo { position: relative; max-width: 420px; margin-top: var(--s-7); }
.calc-photo::before {
  content: "";
  position: absolute;
  inset: 18px -18px -18px 18px;
  border: 2px solid rgba(224, 181, 116, 0.6);
  border-radius: 32px;
}
.calc-photo__frame { position: relative; margin: 0; aspect-ratio: 8 / 8.6; overflow: hidden; border-radius: 32px; background: var(--night-3); }
.calc-photo__frame img { width: 100%; height: 100%; object-fit: cover; }
.calc-photo__chip {
  position: absolute;
  right: -18px;
  bottom: 28px;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 12px 16px;
  border-radius: 16px;
  background: #fff;
  color: var(--ink);
  font-size: var(--fs-sm);
  font-weight: 600;
  box-shadow: 0 20px 40px -20px rgba(0, 0, 0, 0.6);
  animation: bob 5s var(--ease-in-out) infinite alternate;
}
.chip-ico { display: grid; place-items: center; width: 28px; height: 28px; border-radius: 8px; background: var(--success); color: #fff; }
.chip-ico svg { width: 16px; height: 16px; }

/* Estimator (shared base + glass variant) */
.estimator {
  position: relative;
  padding: clamp(1.25rem, 0.9rem + 1.2vw, 2rem);
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: 28px;
  box-shadow: var(--shadow-3);
}
.estimator__head { display: flex; align-items: center; justify-content: space-between; margin-bottom: var(--s-4); }
.estimator__head h3 { font-size: var(--fs-lg); font-weight: 650; letter-spacing: -0.01em; }
.estimator__tag {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 4px 12px 4px 10px;
  border-radius: var(--r-pill);
  background: var(--accent-50);
  color: var(--accent-text);
  font-size: var(--fs-xs);
  font-weight: 600;
}
.estimator__tag::before { content: ""; width: 7px; height: 7px; border-radius: 2px; background: var(--accent); animation: ping-dot 1.6s ease-in-out infinite; }
@keyframes ping-dot { 50% { opacity: 0.3; } }

.field + .field { margin-top: var(--s-3); }
.field__row { display: flex; align-items: center; justify-content: space-between; gap: var(--s-3); }
.field label { color: var(--ink-2); font-size: var(--fs-sm); font-weight: 500; }
.field__unit { color: var(--muted); font-weight: 400; }
.field__value {
  display: inline-flex;
  align-items: baseline;
  gap: 4px;
  padding: 2px 12px;
  border: 1px solid var(--line);
  border-radius: 12px;
  background: var(--paper);
  color: var(--ink);
  font-family: var(--font-display);
  font-weight: 600;
  transition: border-color var(--t-fast), background-color var(--t-fast), box-shadow var(--t-fast);
}
.field__value:focus-within { border-color: var(--brand); box-shadow: 0 0 0 4px rgba(11, 77, 140, 0.15); }
.field__input {
  width: 6.4em;
  min-height: 36px;
  padding: 0;
  border: 0;
  background: transparent;
  font-family: var(--font-display);
  font-size: var(--fs-md);
  font-weight: 600;
  text-align: right;
}
.field__input--short { width: 2.8em; }
.field__input:focus-visible { box-shadow: none; }
.field.is-invalid .field__value { border-color: var(--danger); background: var(--danger-50); }
.field .range { margin-top: 2px; }
.field__scale { display: flex; justify-content: space-between; color: var(--muted); font-size: 11px; margin-top: -2px; }
.field__msg { color: var(--danger); font-size: var(--fs-xs); font-weight: 500; }
.field__msg:not(:empty) { margin-top: 4px; animation: msg-in 240ms var(--ease-out); }
@keyframes msg-in { from { opacity: 0; transform: translateY(-4px); } }

.estimator__result { margin-top: var(--s-5); padding-top: var(--s-4); border-top: 1px dashed var(--line-strong); }
.result__label { color: var(--muted); font-size: var(--fs-sm); }
.result__emi {
  color: var(--ink);
  font-family: var(--font-display);
  font-size: clamp(2.25rem, 1.7rem + 2vw, 3.25rem);
  font-weight: 700;
  line-height: 1.05;
  letter-spacing: -0.035em;
}
.result__emi::after { content: " / month"; color: var(--muted); font-family: var(--font-body); font-size: var(--fs-sm); font-weight: 500; letter-spacing: 0; }
.result__totals { display: grid; grid-template-columns: 1fr 1fr; gap: var(--s-4); margin: var(--s-3) 0 0; }
.result__totals dt { color: var(--muted); font-size: var(--fs-xs); }
.result__totals dd { margin: 0; color: var(--ink); font-weight: 600; font-size: var(--fs-md); }

.waffle-wrap { margin: var(--s-4) 0 0; }
.waffle { display: grid; grid-template-columns: repeat(20, 1fr); gap: 3px; }
.waffle i {
  aspect-ratio: 1;
  border-radius: 3px;
  background: var(--line);
  transition: background-color 260ms var(--ease-out), transform 260ms var(--ease-out), box-shadow 260ms;
  transition-delay: var(--d, 0ms);
}
.waffle i.is-p { background: var(--wp, var(--chart-p)); }
.waffle i.is-i { background: var(--wi, var(--chart-i)); }
.waffle i.flip { transform: scale(0.6) rotate(45deg); }
.waffle__legend { display: flex; gap: var(--s-5); margin-top: var(--s-3); color: var(--ink-2); font-size: var(--fs-xs); }
.waffle__legend span { display: inline-flex; align-items: center; gap: 6px; }
.waffle__legend b { color: var(--ink); font-weight: 600; }
.sw { display: inline-block; width: 10px; height: 10px; border-radius: 3px; }
.sw--p { background: var(--chart-p); }
.sw--i { background: var(--chart-i); }

.estimator__foot { display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: var(--s-2) var(--s-4); margin-top: var(--s-4); color: var(--muted); font-size: var(--fs-xs); }
.estimator__foot .link-arrow { font-size: var(--fs-sm); }

/* Glass variant on dark */
.estimator--glass {
  --wp: var(--chart-p-dark);
  --wi: var(--chart-i-dark);
  background: rgba(255, 255, 255, 0.07);
  border-color: var(--glass-line);
  backdrop-filter: blur(18px);
  -webkit-backdrop-filter: blur(18px);
  box-shadow: 0 40px 80px -40px rgba(0, 0, 0, 0.8), inset 0 1px 0 rgba(255, 255, 255, 0.12);
  color: var(--on-night);
}
.estimator--glass .estimator__head h3,
.estimator--glass .result__emi,
.estimator--glass .result__totals dd,
.estimator--glass .waffle__legend b { color: #fff; }
.estimator--glass .field label,
.estimator--glass .waffle__legend { color: var(--on-night); }
.estimator--glass .field__unit,
.estimator--glass .field__scale,
.estimator--glass .result__label,
.estimator--glass .result__emi::after,
.estimator--glass .result__totals dt,
.estimator--glass .estimator__foot { color: var(--on-night-muted); }
.estimator--glass .field__value { background: rgba(255, 255, 255, 0.08); border-color: var(--glass-line); color: #fff; }
.estimator--glass .field__value:focus-within { border-color: #7cc8f0; box-shadow: 0 0 0 4px rgba(124, 200, 240, 0.2); }
.estimator--glass .field.is-invalid .field__value { border-color: #ff8a8a; background: rgba(255, 90, 90, 0.15); }
.estimator--glass .field__msg { color: #ffb0b0; }
.estimator--glass .range { --track: rgba(255, 255, 255, 0.18); }
.estimator--glass .estimator__result { border-top-color: var(--glass-line); }
.estimator--glass .waffle i { background: rgba(255, 255, 255, 0.1); }
.estimator--glass .waffle i.is-p { background: var(--wp); box-shadow: 0 0 10px rgba(59, 152, 218, 0.35); }
.estimator--glass .waffle i.is-i { background: var(--wi); }
.estimator--glass .sw--p { background: var(--wp); }
.estimator--glass .sw--i { background: var(--wi); }
.estimator--glass .estimator__tag { background: rgba(224, 181, 116, 0.18); color: #ecca92; }
.estimator--glass .estimator__tag::before { background: #e0b574; }
.estimator--glass .link-arrow { color: #ecca92; }

/* ---------- 5. Plans ---------- */
.plan-cards { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 28px; perspective: 1400px; }
.plan-card {
  position: relative;
  display: flex;
  flex-direction: column;
  overflow: hidden;
  border-radius: 32px;
  background: var(--surface);
  border: 1px solid var(--line);
  box-shadow: var(--shadow-2);
  transform-style: preserve-3d;
  transition: transform 500ms var(--ease-out), box-shadow var(--t-slow) var(--ease-out);
}
.plan-card:hover { box-shadow: var(--shadow-3); }
.plan-card__media { position: relative; aspect-ratio: 16 / 10.5; overflow: hidden; background: var(--brand-50); }
.plan-card__media img { width: 100%; height: 100%; object-fit: cover; object-position: center 30%; transition: transform 1200ms var(--ease-out); }
.plan-card:hover .plan-card__media img { transform: scale(1.07); }
.plan-card__badge {
  position: absolute;
  left: 20px;
  bottom: 20px;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 9px 16px;
  border-radius: var(--r-pill);
  background: var(--brand);
  color: #fff;
  font-size: var(--fs-sm);
  font-weight: 600;
  box-shadow: 0 10px 24px -10px rgba(0, 0, 0, 0.5);
}
.plan-card__badge svg { width: 16px; height: 16px; }
.plan-card__badge--amber { background: var(--accent); }
.plan-card__body { display: flex; flex-direction: column; align-items: flex-start; flex: 1; padding: clamp(1.5rem, 1rem + 1.6vw, 2.5rem); }
.plan-card__body h3 { font-size: var(--fs-xl); font-weight: 700; letter-spacing: -0.03em; }
.plan-card__body > p:first-of-type { margin-top: var(--s-2); color: var(--ink-2); font-size: var(--fs-md); }
.plan-card__find { margin-top: var(--s-5); color: var(--muted); font-size: var(--fs-sm); font-weight: 600; }
.plan-card__body .btn { margin-top: auto; }
.plan-card__body .ticks { margin-bottom: var(--s-6); }

.plan-card--dark { background: var(--grad-night); border-color: transparent; color: var(--on-night); }
.plan-card--dark h3 { color: #fff; }
.plan-card--dark .plan-card__body > p:first-of-type { color: var(--on-night); }
.plan-card--dark .plan-card__find { color: var(--on-night-muted); }

.ticks { margin-top: var(--s-3); display: grid; gap: var(--s-3); }
.ticks li { position: relative; padding-left: 32px; color: var(--ink); }
.ticks li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 2px;
  width: 22px;
  height: 22px;
  border-radius: 7px;
  background: var(--brand-50) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230b4d8c' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m5 12 4.5 4.5L19 7'/%3E%3C/svg%3E") center / 13px no-repeat;
}
.ticks--light li { color: var(--on-night); }
.ticks--light li::before { background-color: rgba(224, 181, 116, 0.18); background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23e0b574' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m5 12 4.5 4.5L19 7'/%3E%3C/svg%3E"); }

/* ---------- 6. Steps ---------- */
.steps { padding-block: var(--section-y); overflow: hidden; }
.steps__head { display: flex; align-items: flex-end; justify-content: space-between; gap: var(--s-5); margin-bottom: var(--s-7); }
.steps__head h2 { font-size: var(--fs-2xl); font-weight: 700; letter-spacing: -0.03em; line-height: 1.1; max-width: 32rem; }
.steps__progress { display: none; width: 180px; height: 4px; border-radius: 2px; background: var(--line); overflow: hidden; }
.steps__progress span { display: block; height: 100%; background: var(--grad-ember); transform: scaleX(0); transform-origin: left; }

.steps__track {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 24px;
  width: 100%;
  max-width: calc(var(--container) + var(--gutter) * 2);
  margin-inline: auto;
  padding-inline: var(--gutter);
}
.step-panel {
  position: relative;
  display: flex;
  flex-direction: column;
  overflow: hidden;
  padding: 28px;
  border-radius: 32px;
  background: var(--brand-50);
  border: 1px solid var(--brand-100);
}
.step-panel--amber { background: var(--accent-50); border-color: var(--accent-100); }
.step-panel--photo { background: var(--paper); border-color: var(--line); }
.step-panel__num {
  position: absolute;
  top: 10px;
  right: 22px;
  z-index: 1;
  font-family: var(--font-display);
  font-size: clamp(4rem, 3rem + 4vw, 7rem);
  font-weight: 800;
  line-height: 1;
  letter-spacing: -0.05em;
  color: transparent;
  -webkit-text-stroke: 2px rgba(11, 77, 140, 0.3);
}
.step-panel--amber .step-panel__num { -webkit-text-stroke-color: rgba(165, 125, 69, 0.4); }
.step-panel__visual { position: relative; display: grid; place-items: center; height: 220px; margin-bottom: var(--s-5); border-radius: 22px; overflow: hidden; }
.step-panel__visual img { width: 100%; height: 100%; object-fit: contain; }
.step-panel--photo .step-panel__visual img { object-fit: cover; object-position: center 30%; }
.step-panel__text h3 { font-size: var(--fs-lg); font-weight: 700; letter-spacing: -0.02em; }
.step-panel__text p { margin-top: var(--s-2); color: var(--ink-2); }
.step-panel__text .link-arrow { margin-top: var(--s-3); font-size: var(--fs-sm); }

.sv-card { width: min(260px, 90%); padding: 20px; border-radius: 20px; background: #fff; box-shadow: var(--shadow-3); transform: rotate(-4deg); }
.sv-card small { display: block; color: var(--muted); font-size: var(--fs-xs); }
.sv-card strong { display: block; color: var(--ink); font-family: var(--font-display); font-size: 2rem; font-weight: 700; letter-spacing: -0.03em; }
.sv-bar { display: block; height: 12px; margin-top: 12px; border-radius: 6px; background: var(--accent); overflow: hidden; }
.sv-bar i { display: block; width: var(--w); height: 100%; background: var(--brand); border-radius: 6px 0 0 6px; }
.sv-legend { display: flex; align-items: center; gap: 6px; margin-top: 10px; color: var(--muted); font-size: 11px; }
.sv-legend b { width: 9px; height: 9px; border-radius: 2px; background: var(--brand); }
.sv-legend b.a { margin-left: 8px; background: var(--accent); }

/* Pinned horizontal mode (added by JS on large screens) */
.steps.is-horizontal .steps__progress { display: block; }
.steps.is-horizontal .steps__track {
  display: flex;
  width: max-content;
  max-width: none;
  margin: 0;
  padding-inline: max(var(--gutter), calc((100vw - var(--container)) / 2));
  gap: 32px;
}
.steps.is-horizontal .step-panel {
  flex: none;
  flex-direction: row;
  align-items: center;
  gap: 40px;
  width: min(820px, 72vw);
  min-height: min(440px, 58vh);
  padding: 40px;
}
.steps.is-horizontal .step-panel__visual { flex: 0 0 46%; height: min(340px, 44vh); margin: 0; }
.steps.is-horizontal .step-panel__text h3 { font-size: var(--fs-xl); }
.steps.is-horizontal .step-panel__text p { font-size: var(--fs-md); }

/* ---------- 7. Explainer ---------- */
.explainer__grid { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: clamp(2rem, 1rem + 4vw, 5rem); align-items: start; }
.explainer__copy h2 { font-size: var(--fs-2xl); font-weight: 700; letter-spacing: -0.03em; line-height: 1.1; }
.explainer__copy .lede { margin-top: var(--s-4); }
.factors { margin-top: var(--s-6); display: grid; gap: var(--s-3); }
.factors li { position: relative; padding-left: 26px; color: var(--ink-2); }
.factors li::before { content: ""; position: absolute; left: 0; top: 7px; width: 10px; height: 10px; border-radius: 3px; background: var(--accent); transform: rotate(45deg); }
.factors strong { color: var(--ink); font-weight: 600; }

.split-chart { position: relative; margin: 0; padding: var(--s-5); background: var(--surface); border: 1px solid var(--line); border-radius: 28px; box-shadow: var(--shadow-2); }
.split-chart__cap strong { display: block; color: var(--ink); font-family: var(--font-display); font-size: var(--fs-md); font-weight: 600; }
.split-chart__cap span { color: var(--muted); font-size: var(--fs-sm); }
.split-chart__legend { display: flex; gap: var(--s-5); margin-top: var(--s-3); color: var(--ink-2); font-size: var(--fs-xs); }
.split-chart__legend span { display: inline-flex; align-items: center; gap: 6px; }
.split-chart__plot { margin-top: var(--s-3); }
.split-chart__plot svg { width: 100%; height: auto; overflow: visible; }
.split-chart__plot .axis text { fill: var(--muted); font-size: 11px; font-family: var(--font-body); }
.split-chart__plot .grid line { stroke: var(--line); stroke-width: 1; }
.split-chart__plot .bar-p { fill: var(--chart-p); }
.split-chart__plot .bar-i { fill: var(--chart-i); }
.split-chart__plot .col { cursor: pointer; }
.split-chart__plot .col .hit { fill: transparent; }
.split-chart__plot .col:hover .hit, .split-chart__plot .col.is-active .hit { fill: var(--paper); }
.split-chart__plot .col rect.bar-p, .split-chart__plot .col rect.bar-i { transition: opacity var(--t-fast); }
.split-chart__plot.has-active .col:not(.is-active) rect.bar-p,
.split-chart__plot.has-active .col:not(.is-active) rect.bar-i { opacity: 0.45; }
.js .split-chart__plot .bars { transform-box: fill-box; transform-origin: 50% 100%; transform: scaleY(0); transition: transform 700ms var(--ease-out); transition-delay: calc(var(--i, 0) * 50ms); }
.js .split-chart__plot.is-grown .bars { transform: none; }
.split-chart__tip { position: absolute; z-index: 2; min-width: 170px; padding: var(--s-3); background: var(--surface); border: 1px solid var(--line); border-radius: var(--r-sm); box-shadow: var(--shadow-2); color: var(--ink-2); font-size: var(--fs-xs); pointer-events: none; opacity: 0; transform: translateY(4px); transition: opacity var(--t-fast), transform var(--t-fast); }
.split-chart__tip.is-visible { opacity: 1; transform: none; }
.split-chart__tip strong { display: block; margin-bottom: 4px; color: var(--ink); font-size: var(--fs-sm); }
.split-chart__tip .row { display: flex; justify-content: space-between; gap: var(--s-4); }
.split-chart__tip .row span { display: inline-flex; align-items: center; gap: 6px; }
.split-chart__tip b { color: var(--ink); font-weight: 600; font-variant-numeric: tabular-nums; }
.split-chart__summary { margin-top: var(--s-4); color: var(--ink-2); font-size: var(--fs-sm); }
.split-chart__summary b { color: var(--ink); font-weight: 600; }
.split-chart__table { margin-top: var(--s-4); border-top: 1px solid var(--line); padding-top: var(--s-3); }
.split-chart__table summary { display: inline-flex; align-items: center; min-height: 40px; color: var(--brand); font-size: var(--fs-sm); font-weight: 600; cursor: pointer; list-style: none; }
.split-chart__table summary::-webkit-details-marker { display: none; }
.split-chart__table summary::after { content: "+"; margin-left: 8px; font-weight: 700; }
.split-chart__table[open] summary::after { content: "−"; }
.table-scroll { overflow-x: auto; }
.split-chart__table table { width: 100%; margin-top: var(--s-2); border-collapse: collapse; font-size: var(--fs-sm); font-variant-numeric: tabular-nums; }
.split-chart__table th, .split-chart__table td { padding: 8px 6px; border-bottom: 1px solid var(--line); text-align: right; }
.split-chart__table th:first-child, .split-chart__table td:first-child { text-align: left; }
.split-chart__table th { color: var(--muted); font-weight: 600; }

/* ---------- 8. FAQ ---------- */
.faq__art { position: relative; margin-top: var(--s-6); width: 200px; height: 200px; }
.faq__q {
  display: grid;
  place-items: center;
  width: 170px;
  height: 170px;
  border-radius: 48px;
  background: var(--grad-ember);
  color: #fff;
  font-family: var(--font-display);
  font-size: 7rem;
  font-weight: 800;
  line-height: 1;
  transform: rotate(-8deg);
  box-shadow: 0 30px 60px -30px rgba(11, 77, 140, 0.8);
  animation: bob 5s var(--ease-in-out) infinite alternate;
}
.faq__px { position: absolute; right: 0; top: -6px; display: grid; grid-template-columns: repeat(2, 16px); gap: 6px; }
.faq__px i { width: 16px; height: 16px; border-radius: 4px; background: var(--accent); }
.faq__px i.c { background: var(--green); }


/* ---------- 9. CTA ---------- */
.cta { padding-bottom: var(--section-y); }
.cta__card {
  position: relative;
  isolation: isolate;
  display: grid;
  grid-template-columns: minmax(0, 1.3fr) minmax(0, 0.7fr);
  align-items: end;
  gap: var(--s-6);
  overflow: hidden;
  padding: clamp(2rem, 1.5rem + 3vw, 4.5rem) clamp(1.5rem, 1rem + 3vw, 4.5rem) 0;
  border-radius: 40px;
  background: var(--grad-brand);
  color: #fff;
}
.cta__card::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: -1;
  background:
    radial-gradient(60% 80% at 90% 10%, rgba(224, 181, 116, 0.35), transparent 60%),
    radial-gradient(40% 60% at 10% 100%, rgba(4, 18, 42, 0.5), transparent 70%);
}
.cta__copy { padding-bottom: clamp(2rem, 1.5rem + 3vw, 4.5rem); }
.cta h2 { color: #fff; font-size: var(--fs-3xl); font-weight: 700; letter-spacing: -0.04em; line-height: 1.02; }
.cta p { margin-top: var(--s-4); color: rgba(255, 255, 255, 0.86); font-size: var(--fs-md); max-width: 30rem; }
.cta__actions { display: flex; flex-wrap: wrap; gap: var(--s-3); margin-top: var(--s-6); }
.cta__photo {
  position: relative;
  align-self: end;
  justify-self: center;
  width: min(340px, 100%);
  aspect-ratio: 64 / 76;
  overflow: hidden;
  border-radius: 999px 999px 0 0;
  border: 6px solid rgba(255, 255, 255, 0.2);
  border-bottom: 0;
  background: var(--night-3);
}
.cta__photo img { width: 100%; height: 100%; object-fit: cover; object-position: center 20%; }
.cta__rain { position: absolute; inset: 0; z-index: -1; overflow: hidden; pointer-events: none; }
.cta__rain i {
  position: absolute;
  top: -20px;
  left: var(--x);
  width: 12px;
  height: 12px;
  border-radius: 3px;
  background: rgba(224, 181, 116, 0.55);
  animation: rain var(--s) linear var(--d) infinite;
}
.cta__rain i:nth-child(even) { background: rgba(255, 255, 255, 0.35); width: 9px; height: 9px; }
@keyframes rain { from { transform: translateY(0) rotate(0); opacity: 0; } 10% { opacity: 1; } to { transform: translateY(520px) rotate(220deg); opacity: 0; } }

/* ---------- Responsive ---------- */
@media (max-width: 1080px) {
  .hero__layout { grid-template-columns: minmax(0, 1fr); }
  .hero { min-height: 0; }
  .hero__copy { max-width: 42rem; }
  .hero__visual { max-width: 460px; margin-top: var(--s-4); }
  .scroll-cue { display: none; }
  .bento {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    grid-template-rows: auto 380px 210px 240px;
    grid-template-areas: "emi emi" "personal business" "customer company" "contact contact";
  }
  .tile--emi { min-height: 380px; }
  .calc-sec__grid { grid-template-columns: minmax(0, 1fr); }
  .calc-photo { display: none; }
  .calc-sec__tool { max-width: 620px; }
  .faq__intro { position: static; }
  .faq__art { display: none; }
}

@media (max-width: 860px) {
  .plan-cards, .explainer__grid, .faq__grid { grid-template-columns: minmax(0, 1fr); }
  .steps__track { grid-template-columns: minmax(0, 1fr); }
  .steps__head { flex-direction: column; align-items: flex-start; }
  .cta__card { grid-template-columns: minmax(0, 1fr); }
  .cta__copy { padding-bottom: 0; }
  .cta__photo { width: min(280px, 80%); }
}

@media (max-width: 600px) {
  .hero__title { font-size: clamp(2.375rem, 1.2rem + 6vw, 3rem); }
  .hero__actions .btn { flex: 1 1 100%; }
  .hero__visual { max-width: 340px; }
  .fc-emi { left: -2%; bottom: 16%; padding: 10px 12px; }
  .fc-emi__ring { width: 42px; height: 42px; }
  .float-card strong { font-size: 1.125rem; }
  .fc-plan { right: -2%; top: 4%; }
  .fc-note { display: none; }
  .hero__cursor { right: 2%; top: 14%; width: 22px; }
  .pixel-orbit i { transform: rotate(var(--a)) translateX(150px) rotate(calc(var(--a) * -1)); }
  .bento {
    grid-template-columns: minmax(0, 1fr);
    grid-template-rows: none;
    grid-template-areas: "emi" "personal" "business" "customer" "company" "contact";
    grid-auto-rows: auto;
  }
  .tile--emi { padding: 28px; min-height: 0; }
  .mini-bars { height: 110px; }
  .tile--photo { min-height: 360px; }
  .tile--small { min-height: 190px; }
  .tile--contact { flex-direction: column; }
  .tile__img--side { flex: none; height: 200px; }
  .waffle { gap: 2px; }
  .result__totals { gap: var(--s-3); }
  .plan-card__body .btn, .cta__actions .btn { width: 100%; }
  .step-panel { padding: 22px; }
  .step-panel__visual { height: 190px; }
  .acc-panel p { padding-inline: var(--s-4); }
  .acc-trigger { padding-inline: var(--s-4); }
  .marquee__track { gap: var(--s-4); padding-left: var(--s-4); }
}

/* ---------- Reduced motion: everything static and visible ---------- */
@media (prefers-reduced-motion: reduce) {
  .js .intro { display: none; }
  .blob, .hero__arc, .pixel-orbit, .float-card, .hero__cursor, .marquee__track,
  .cta__rain i, .faq__q, .calc-photo__chip, .fc-plan__pills span, .scroll-cue__mouse span, .hero__badge-dot::after { animation: none !important; }
  .cta__rain { display: none; }
  .anim-pending [data-hero], .anim-pending [data-split], .anim-pending [data-anim] { visibility: visible; }
}